 
                               
                                 
                            Undergraduate Programs
CURRICULUM AND COURSE SPECIFICATION
FOR
NATIONAL DIPLOMA IN MICROFINANCE AND ENTERPRISE DEVELOPMENT
PLOT B, BIDA ROAD, P M B 2239, KADUNA, NIGERIA.
NOVEMBER, 2017.
GENERAL  INFORMATION
    1.0     TITLE OF THE PROGRAMME
  The programme is National Diploma in Microfinance  and Enterprise Development.
  2.0     GOAL OF THE PROGRAMME
  The goal of the National Diploma (ND) in  Microfinance and Enterprise Development programme is to produce diplomates with  sound theoretical, practical and operational knowledge and skills to  effectively manage the microfinance industry, with a view to contributing  meaningfully to global efforts at alleviating poverty through the  provision of financial services to the active poor and to small and medium  scale enterprises. 
  3.0     OBJECTIVES OF THE PROGRAMME
  The objectives  of the ND Microfinance and Enterprise Development programme are to:
- develop the capacity of microfinance institutions (MFIs) to enhance access to innovative products, markets and services.
- integrate the different approaches to microfinance and enterprise development issues into a common framework for understanding the origin, effects and solutions to microfinance problems.
- produce competent manpower who are capable of handling microfinance and enterprise development issues in Africa and globally.
- educate the students on the dynamic nature of microfinance to enable them gain significant, valid and challenging research experience.
- help students in understanding the problems and available methods of developing and implementing microfinance policies that are geared towards fast tracking the pace of the country’s economic development.
- provide foundation for direct employment in microfinance institutions, local and international development agencies, public and private sectors and consultancies.
4.0     ENTRY REQUIREMENTS INTO THE PROGRAMME
    NATIONAL DIPLOMA  (ND)
  The academic  requirements for admission into the ND Microfinance and Enterprise Development  programme are:
  Five (5) credit passes in Senior  Secondary Certificate Examination (SSCE), W.A.S.C, NECO, GCE (O’ level) or its  equivalent in English Language, Mathematics and any of Economics, Business  Methods, Principles of Accounts, Commerce, and any other two subjects obtained  at not more than two sittings.
- Candidates must have obtained five (5) credits in SSCE, WASC, NECO, GCE (O’ Level) including English Language and Mathematics and any two of Economics, Business Methods, Principles of Accounts, Commerce, Geography, Government and any other one subject obtained at not more than two sittings.
- A Pass in the JAMB/UTME examination which is conducted annually
5.0     PROGRAMME  DURATION: 
  The  ND programme runs for two academic sessions of two semesters each (four  semesters).
  6.0     CURRICULUM
  6.1       The  curriculum is structured into four semesters of classroom, studio and other  field activities. Each semester of institutional based activities shall be for a  duration of 17 weeks distributed as follows:
  (i.) 15 contact weeks of teaching, i.e.  theory, practical exercises, quizzes, tests, etc.; and
  (ii.) 2 weeks for examination and  registration
6.2       The  curriculum of the programme consists of three main components viz:
  i)       General  Studies Courses
  ii)     Foundation  Courses
  iii)    Professional  Courses
  The  General Studies component includes courses in General Sciences, English  Language/Communication, Entrepreneurship Development and Computer Studies.
  The  General Education Courses shall account for not more than 10-15% of the total  contact hours for the programme.
  Foundation  Courses: Research Methods, Law courses etc. The number of hours for the  foundation courses shall be between 10-15% of the total contact hours for the  programme.
  Professional  Courses are specialised core courses, which give the student the theory and  practical skills he/she needs to practice in his/her field of specialisation at  the technical level.
  Those  specialised core courses account for between 60-70% of the total contact hours  of the programme.  
  7.0   PROJECT
  Every  ND student is required to successfully complete a project in the field of  Microfinance and Enterprise Development during his/her final year on the programme.  Adequate project supervision/assessment should be done by qualified lecturers.
  8.0     EVALUATION
  For  the purpose of awarding the National Diploma (ND) in Microfinance and  Enterprise Development Certificate, evaluation of the student's work shall include:  examinations, project and course work (tests, quizzes, practical etc.). The  weighting of each of the components of the evaluation system shall be  prescribed by the National Board for Technical Education and the institutions  running the programme.
  9.0     CONDITIONS  FOR THE AWARD OF THE NATIONAL DIPLOMA
  9.1       The National Board for Technical  Education (NBTE) shall accredit the ND programme in Microfinance and Enterprise  Development before the award of the diploma certificate. Details about the  process of accrediting programmes for the award of National Diploma shall be in  line with guidelines from the Executive Secretary, (NBTE), Plot B, Bida Road,  P.M.B 2239, Kaduna Nigeria or www.nbte.gov.ng. 
  9.2       The institution will award the National  Diploma to candidates who successfully completed the programme after passing  the prescribed coursework, examination, and diploma project. Such candidates  should have completed between 72-80 semester credit units as prescribed in the  programme.
  9.3  The National Diploma (ND) Microfinance and Enterprise Development shall be  awarded to only persons who have satisfied all conditions for the award of the  certificate as laid down by the National Board for Technical Education (NBTE)  and the institution in which the programme is offered.
  10.0 CLASSIFICATION/GRADING SYSTEM OF DIPLOMAS: 
  National Diploma (ND) shall be based on  a total scale of 4 points classified into the following categories:
  Distinction                  -           CGPA of 3.50 and above
  Upper Credit               -           CGPA  of 3.00 – 3.49
  Lower Credit               -           CGPA  of 2.50 – 2.99
  Pass                             -           CGPA of 2.00 – 2.49
11.0   ACCREDITATION  OF PROGRAMMES
  This  programme shall be accredited by the National Board for Technical Education  (NBTE).
  12.0   GUIDANCE  NOTES FOR TEACHERS OF THE PROGRAMME
  12.1     The curriculum is drawn in course units.  This is in keeping with the provision of the National Policy on Education,  which stresses the need to introduce semester credit unit to enable a student  who wishes to transfer the units already completed in an institution of similar  standard from which he is transferring.
  12.2     In designing the units, the principles of  the modular system by product has been adopted, thus making each of the  professional modules, when completed, provide the student with technical  operative skills, which can be used for employment purposes.
  12.3     As the success of the credit unit system  depends on the articulation of programmes in the institutions and industry, the  curriculum content has been written in behavioural objectives, so that it is  clear to all, the expected performance of the student who successfully complete  the programme. 
  12.4     The  teaching of the theory and practical work should, as much as possible, be  integrated. Practical exercises especially those in professional courses and  laboratory work should, as much as possible, be integrated to a ratio of 70:30.

 
    